Once again it is the middle of the week and getting very close to being the middle of the month.
Today I thought I would share some money saving tips with you all. Some I have used for years, while others I have tried and stopped doing due to them not fitting in with our life at this point in time. But they were used at one time or another.
1. Check your fliers and shop at the store or stores with the best sales. Don't go out of your way though or you will spend more in fuel and time than you save.
2. Until you get a good stock pile, plan your menus around what is on sale.
3. Buy things like toilet paper in larger quantities as that is usually the least expensive per roll choice and around her the bigger packages go on sale often.
4. Avoid purchasing prepared foods.
5. Store your produce properly so as not to waste food and your hard earned dollars.
6. Pay your credit cards in full every month.
7. Don't use your credit card to withdraw cash from a bank. I made this mistake once by complete accident and was shocked at the interest charged.
8. If you can't pay off your credit card every month don't shop with it. Use cash instead until the balance is zero.
9. Don't accept credit cards that are offered to you.
10. Know your tax deductible expenses and keep the receipts in a file folder to use at tax time.
There are many more but I will share those with you at another time.
Everybody have a wonderful evening.
God bless.
Those are great tips and well worth sticking to 👍
ReplyDeleteThose are all things I try and live by!
ReplyDeleteThe credit card hints are so on the money (not trying to be "punny"). Credit card companies charge near ursury interest rates. They are required to indicate on the statements how long it would take to pay off the balance with minimum payments but I don't believe most people pay attention. It's like pay-day loans, once someone is caught in the cycle it becomes so very difficult to get out. It is just too easy to continue to spend using credit cards as well, because they just up the credit limit whether it is requested or not.
ReplyDeleteGreat advice.
ReplyDeleteI agree about taking cash from your credit card. I needed to do it once and was also shocked at how much I paid in interest. Never again.
ReplyDeleteGreat tips - thank you. Most of them we already do as well.
ReplyDelete